Ray, R. M. (1982). Life insurance in India: Perspectives in social security. Indian Institute of Public Administration.
Čikaški stil citiranja (17. izdanje)Ray, R. M. Life Insurance in India: Perspectives in Social Security. New Delhi: Indian Institute of Public Administration, 1982.
MLA način citiranja (8. izdanje)Ray, R. M. Life Insurance in India: Perspectives in Social Security. Indian Institute of Public Administration, 1982.
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