Citação APA (7ª ed.)

Kern, J. (1980). Cutting costs to the borrower in Indonesian rural credit programs. Pacific Architects and Engineers, Inc. ; Resources Management International, Inc..

Citação do estilo Chicago (17ª ed.)

Kern, James. Cutting Costs to the Borrower in Indonesian Rural Credit Programs. [Kebayoran Baru, Indonesia]: Pacific Architects and Engineers, Inc. ; Resources Management International, Inc., 1980.

Citação MLA (8ª ed.)

Kern, James. Cutting Costs to the Borrower in Indonesian Rural Credit Programs. Pacific Architects and Engineers, Inc. ; Resources Management International, Inc., 1980.

Nota: a formatação da citação pode não corresponder 100% ao definido pela respectiva norma.