Citace podle APA (7th ed.)

Kern, J. (1980). Cutting costs to the borrower in Indonesian rural credit programs. Pacific Architects and Engineers, Inc. ; Resources Management International, Inc..

Citace podle Chicago (17th ed.)

Kern, James. Cutting Costs to the Borrower in Indonesian Rural Credit Programs. [Kebayoran Baru, Indonesia]: Pacific Architects and Engineers, Inc. ; Resources Management International, Inc., 1980.

Citace podle MLA (8th ed.)

Kern, James. Cutting Costs to the Borrower in Indonesian Rural Credit Programs. Pacific Architects and Engineers, Inc. ; Resources Management International, Inc., 1980.

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