APA način citiranja (7. izdanje)

Bhat, R. (2004). Substitution of trade credit for bank credit: Empirical study of financing behaviour of Indian manufacturing companies using panel data. Indian Institute of Management.

Čikaški stil citiranja (17. izdanje)

Bhat, Ramesh. Substitution of Trade Credit for Bank Credit: Empirical Study of Financing Behaviour of Indian Manufacturing Companies Using Panel Data. Ahmedabad: Indian Institute of Management, 2004.

MLA način citiranja (8. izdanje)

Bhat, Ramesh. Substitution of Trade Credit for Bank Credit: Empirical Study of Financing Behaviour of Indian Manufacturing Companies Using Panel Data. Indian Institute of Management, 2004.